# Mathieu Haye

**Data, AI & Finance.** Builder. Markets-obsessed. Data & AI-driven. Paris-based. AFD-bound.

22 years old. Paris region, France. ALM apprentice at AFD (Agence Française de Développement) from September 2026. Incoming student at the MSc Data & AI for Finance, Albert School x Mines Paris-PSL (2026-2028). Freelance consultant in CRM, data engineering and applied AI since October 2025.

- **Email**: contact@mathieuhaye.fr
- **Phone**: +33 6 61 51 32 89
- **LinkedIn**: https://www.linkedin.com/in/mathieu-haye/
- **Languages**: French (native), English (B2/C1)

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## Profile

I build trading bots, data pipelines and AI workflows that turn market data into decisions. Freelance consultant since 2025, active investor across ETFs, crypto and real estate.

Dual background in **Economics & Management** (Université Gustave Eiffel) and **Digital Innovation** (L3 MITIC), now heading into the **MSc Data & AI for Finance** at Albert School x Mines Paris-PSL.

I build end-to-end data products: trading bots, scoring pipelines, decision dashboards, AI workflows. I invest actively in ETFs, crypto and real estate, and I model what I buy. The next step is to add the quantitative foundation that makes all of this rigorous.

### Skills

- **Finance & Quant**: Bloomberg Terminal (BMC), ALM basics, fixed income, portfolio management, ETF / crypto, real estate modeling.
- **Python & Data**: pandas, numpy, scipy, scikit-learn, SQL, ETL, APIs, scraping. Power BI, Looker Studio.
- **AI & Automation**: Claude API, prompt engineering, AI scoring, n8n workflows (93+ nodes), Make, Apps Script.
- **CRM & Platforms**: Salesforce (Admin, Apex, SOQL, LWC), Pipedrive, HubSpot, Brevo, Odoo.

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## Projects

### 1. Crypto Trading Bot (MEXC)

Mean reversion on BTC and ETH with RSI + Bollinger Bands entries. Paper ran +3.2% over 90 days. Live pilot ended at -2.1%: taker fees plus slippage ate the edge. Next iteration on maker-rebate orders.

- **Strategy**: Mean reversion, BTC + ETH
- **Paper P&L**: +3.2% over 90 days
- **Live P&L**: -2.1% over 30 days
- **Win rate**: 46% (214 trades)
- **Stack**: Python, MEXC API, pandas, numpy, Streamlit, TA-Lib

**Key lesson**: never trust a backtest that does not model friction costs tick by tick. Fees alone explained ~4 percentage points of the paper-live gap.

### 2. Bloomberg-Style Dashboard

Personal multi-asset tracker (crypto, stocks, ETF) with technical indicators, AI-generated commentary on market open/close, DCA tracker and Telegram alerts.

- **Scope**: 6 assets (BTC, ETH, SOL, NVDA, TTE, CW8)
- **AI**: Claude Haiku 4.5
- **Alerts**: Telegram, 3 tiers (urgent, daily digest, weekly review)
- **Schedule**: 08:50 / 13:00 / 17:30 Paris
- **Stack**: Next.js 14, TypeScript, Claude API, Recharts, CoinGecko, Yahoo Finance

Features: scheduled AI analysis, technicals (RSI, MACD, Bollinger, ATR on 1D/1W/1M/3M), What-If Monte Carlo simulator, Pearson correlation heatmap (6x6), DCA tracker with cost basis, events calendar (earnings, dividends, ECB, Fed), trade journal.

### 3. IchimokuSignal Pro (Backtested)

TradingView indicator for long-term stock picking: bounce detection, trailing 15% stop loss, higher timeframe candles. Python backtest reproduces the Pine logic with commissions and slippage.

- **Version**: v3.3 (Bounce + 15% SL)
- **Net return (AAOI, 5y)**: +187% vs +1088% Buy & Hold
- **Win rate / PF / MaxDD**: 54% / 1.62 / 24%
- **Stack**: Pine Script v6, TradingView, Python, yfinance, pandas, numpy

Honest take: the strategy loses to Buy & Hold in absolute terms but cuts drawdown by more than half. Single-stock backtest with overfit risk, forward-testing on a 15-ticker basket is next.

### 4. Real Estate Investment Model

Python tooling to compare SCI / IS vs LMNP regimes, model mortgage scenarios, and rank French cities on a rental yield index. Used to size my own portfolio.

- **Scope**: SCI/IS vs LMNP, mortgage simulation
- **Data**: INSEE, notary stats, rental yields
- **Cities ranked**: 34 French metros
- **Stack**: Python, pandas, Notion, INSEE open data, Google Sheets

Components: regime comparator (IRR 10y), mortgage simulator, city index (yield / vacancy / price momentum / notarial tax), macro overlay.

### 5. IA Brew, AI Newsletter

Fully automated weekly newsletter: ingest from 20+ sources, AI scoring and summarisation, HTML rendering, delivery via Brevo. Runs on autopilot, no human in the loop.

- **Type**: Automated newsletter
- **Workflow**: 93+ nodes n8n
- **Frequency**: Weekly, unattended
- **Stack**: n8n, Claude API, Apify, Brevo, HTML templating

Pipeline stages: ingest -> dedupe (content fingerprinting) -> score & summarise (Claude) -> render -> send -> observability (Google Sheets logs).

### 6. Multi-source Job Scorer + ATS PDF Generator

Aggregates WTTJ, JobTeaser and LinkedIn via APIs, applies a weighted scoring algorithm against my profile. For each high-scoring offer, auto-generates an ATS-optimised CV and cover letter in PDF, tailored to the job description.

- **Sources**: WTTJ, JobTeaser, LinkedIn
- **Jobs scored**: 240+
- **Auto-generated**: ATS CV + cover letter in PDF
- **Stack**: Python, Claude API, ReportLab, HTML/JS, SQLite

ATS rules respected by construction: single-column layout, no tables, no images behind text, real font files, standard section names, machine-parseable headings. Parses correctly on Workday, Greenhouse, Lever.

### 7. e-Enfance / 3018 Platform

Salesforce build-out for the 3018 child protection hotline: Apex REST APIs, Lightning Web Components, 3CX telephony integration, Einstein Bot triage and CSP rules.

- **Client**: e-Enfance / 3018
- **Scope**: Full platform customisation
- **Integrations**: 3CX, Einstein Bot, Web-to-Case
- **Role**: Freelance consultant

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## Background

### Sep 2026 → 2028 (incoming): ALM Pilot Apprentice

**AFD - Agence Française de Développement, Paris**

Two-year apprenticeship inside the ALM team of a public development bank, supervised by a senior ALM financial pilot. Paired with the MSc Data & AI for Finance on a 4 / 1 days rhythm.

- **ALM strategies**: contribute to designing and deploying the strategies that cap the Group's interest rate and liquidity risks.
- **Disbursement models**: update the ALM models that forecast loan disbursement profiles.
- **Metric pipeline**: improve the production and reliability of the core ALM metrics.
- **ALCO reporting**: help draft sections of the Asset-Liability Committee reports.
- **Stack**: VBA, Python, ALM financial IS.

### 2026 → 2028 (expected): MSc Data & AI for Finance

**Albert School x Mines Paris-PSL**

Two-year MSc built on three pillars:

- **Quantitative modeling**: advanced statistics, machine learning, risk analysis, interest rate and liquidity models.
- **Applied data science**: advanced SQL, Python (pandas, numpy, scipy, scikit-learn), Power BI, decision dashboards.
- **Financial markets**: ALM, fixed income products, banking regulation (Basel III / IV), market microstructure.

Goal: turn a self-taught builder into a rigorous quant, ready to ship on a real ALM desk from day one, the apprenticeship at AFD.

### 2026: Bloomberg Market Concepts (BMC)

Certification covering economic indicators, currencies, fixed income, interest rate risk and equities.

### Oct 2025 → present: Freelance Consultant

**Clients: e-Enfance / 3018, Fromagerie Ermitage, Horus Condition Report, Profile Club.**

- **Salesforce build, e-Enfance / 3018**: full platform customisation, Apex REST, Lightning Web Components, 3CX telephony, Einstein Bot triage, Web-to-Case, CSP rules.
- **Data monitoring, Fromagerie Ermitage**: 93-node n8n workflow for automated press and social media monitoring. 19-indicator keyword scoring, temporal filtering, weekly reports auto-generated.
- **CRM restructuring, Horus Condition Report**: Pipedrive migration and bilingual (FR / EN) sales automations.
- **Data & analytics, Profile Club**: 146-record member database, cohort analysis, campaign segmentation, KPI dashboards on Google Apps Script.

### Sep 2024 → Sep 2025: Digital Project Coordinator

**Concilium, Paris.** Digital project management agency, 150+ projects / year.

- Project coordination: backlog management, steering committee prep, deliverable tracking, client reporting across 150+ projects.
- CRM admin: OHME and Pipedrive deployment, contact data structuring, segmentation, campaign exports.
- Automated reporting: sector monitoring newsletter and internal AI newsletter built on n8n + Brevo.

### Education (continued)

- **2024 → 2025**: BSc Digital Innovation & IT (L3 MITIC). Université Gustave Eiffel, Serris.
- **2022 → 2024**: BSc Economics & Management (L1-L2). Université Gustave Eiffel, Serris.
- **2021 → 2022**: BSc Computer Science (L1). ESGI, Paris.

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## MSc application

### What I bring, what I need

For two years I have been building what I could on my own: trading bots, backtest frameworks, automated research pipelines, a real estate investment model for my own portfolio. The outcome is a working stack. The limit is obvious too: I can ship, but I lack the quantitative depth to trust my own numbers.

The **MSc Data & AI for Finance** is the exact intersection I need. **Mines Paris-PSL** for the quantitative rigor (ML, risk modeling, ALM, Basel III/IV). **Albert School** for the business reflex and the access to the finance industry. Together they turn a self-taught operator into a serious quant profile.

Goal after the MSc: continue to build the decision tools I already prototype today, but with the science behind them. The ALM apprenticeship at AFD is already the first link.

### Why the fit

- **Apprenticeship secured**: ALM at AFD (two-year alternance from Sep 2026).
- **Applied Data & AI**: Python pipelines, LLM orchestration, 93-node n8n workflows, Apex + LWC, scoring algorithms. Deployed across 6+ production projects for paying clients. Not coursework.
- **Academic fit**: dual background in economics and computer science. Self-study in quant finance and ML, Bloomberg BMC in progress.
- **Execution track record**: from scraper to dashboard to live bot. Not demos: running systems I rely on myself.
- **Field-ready**: apprenticeship already secured at a public development bank. I arrive day one on an ALM desk, not in class.
- **Skin in the game**: active investor, real money in ETFs and crypto, real estate deal underwriting on the side. Markets are my hobby, not my homework.

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## Contact

MSc questions, apprenticeship conversations, freelance briefs, or a quant problem over coffee. Pick the channel that fits.

- **Email (best for detailed briefs)**: contact@mathieuhaye.fr
- **LinkedIn (best for a quick intro)**: https://www.linkedin.com/in/mathieu-haye/
- **Phone (best for a fast call)**: +33 6 61 51 32 89

**Based in**: Paris, France  
**Languages**: French native, English B2 / C1  
**Mobility**: Driver licence, Île-de-France  
**Status**: ALM apprentice, AFD - Sep 2026

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*© 2026 Mathieu Haye. Hand-coded. HTML · CSS · JS · IONOS.*
